Thursday, May 9, 2013

The Tale of The Missing Dog Tag...


As many of you may already be aware, I left Florida for Arizona last month. I was planning on leaving in July after my yoga teacher certification training with Ally, but things don't always work out as planned. The story is a long one with many parts I won't be discussing publicly for the safety of my family. Although I slowed down talking about it, I can assure you that I'm still very much hard at work piecing the puzzle together and seeking justice. If you don't already know the parts of my story I documented on my blog, I suggest you go back and read my previous posts, because I'm not repeating myself for those too lazy to do their homework.

For anyone who already knows my past and wants to know more about that missing section, here are the basics:

Start your tea spree at Tazo.com.

Bank of America/QBE
I'm a whistleblower. For the last 2 and half years, I've been waging class warfare against the banks who destroyed our economy by artificially inflating home prices, rigging financial markets, and manufacturing home foreclosures and vehicle repossessions. They created a compartmentalized assembly line, luring innocent citizens into loans they can't afford. After locking people into these loans, they proceeded to use hidden escrow fees to raise payments. These fees created huge profits for the entire financial industry at the expense of the American middle class. Countless lives were destroyed as every State and Federal government agency turned a blind eye.

I blew the whistle in an unorthodox way that took the banking industry by surprise. Rather than reporting the fraud I witnessed to the government, I released internal emails to the media and public through Anonymous. Building off the momentum of that action, I helped devise, organize, and promote the Occupy movement. All the while I worked with every government regulator I could find, training them on the internal workings on the back end of the loan servicing process. My goal wasn't to focus on one single instance of fraud. I saw too much to do that. Instead, I armed these regulators with the knowledge necessary to go into these systems and find whatever fraud they needed to find.

My work led to force-placed insurance becoming a target for widespread scrutiny and regulation, infuriating the financial industry. In October 2012, I sought closure for the retaliation I experienced for my actions by speaking to the Executive Vice President at Bank of America who ordered their corporate security to file a false bomb threat against me. His actions put me on terrorist watch lists that forever changed my life. He also informed me Bank of America and QBE (who purchased my company from BofA in 2011) keep files on me, building cases to smear my name and further destroy my life.

Save up to 64% plus 3 FREE Gifts at Omaha Steaks

Anonymous
My battle against the bank gained me the attention of a lot of activists. After seeing behind the curtains of the banks, I did everything I could to get a job with one of the government regulators. I applied for job after job with everyone from the NY Dept of Financial Services to the FHFA to the Consumer Financial Protection Bureau. Each of these agencies was more than happy to accept the information and training I provided, but nobody wanted to pay me. I wanted so bad to do the right thing by serving my country by enforcing regulations against the banks, but the government wasn't interested. Because of my troubles with law enforcement stemming from the bank's false bomb threat, I found myself unemployable anywhere else either. The more I fought the banks, the more I realized nobody in power is ever going to bring justice to these criminals. The government wasn't my only avenue though.

Outside of my work with the government, I worked with Anonymous, supporting several operations in defense of civil liberties and human rights worldwide. While the government ignored me, Anonymous was more than happy to accept my ideas. I learned a lot from Anons. The experience changed my world view, teaching me a whole new way to look at life. I was initially scared to claim any affiliation with the group. Anons were being hunted by law enforcement. I didn't understand who was what, and I didn't want to get in any more trouble than I was already in. By the start of 2012, I realized my only hope for humanity lies within the ideals of Anonymous. I finally understood my place in the world, so I donned the Guy Fawkes mask and dedicated my life to defending those ideals.

Free shipping at Starbucksstore.com! Available on orders over $75.

Huffington Post
My trials and tribulations caught the attention of mainstream media. I was interviewed by the Wall Street Journal, Huffington Post, and New York Times for my work. Searching for a way to turn my experiences into a career that could put a roof over my head and food on my plate, I moved to Clearwater, Florida to attend school for legal studies. I knew Florida was the hardest hit state from the bank's foreclosure factory because of the need for mandatory flood and wind insurance nearly statewide.

While there, I got a job working as a legal assistant for an ambulance chaser. Eventually I was contacted by the Huffington Post to write 4 pieces regarding my work with the Occupy movement. After I completed the 4 pieces, I realized I had back-end access to the Huffington Post. I started submitting pieces to every vertical. My goal was to get my name published as many times as I could. I knew my name would forever be attached to Bank of America. I didn't have to spend the rest of my life explaining their fraud. I only needed to be myself, be happy, and be successful. That alone was enough to gain momentum against the bank. If it had to be me or them that gets detroyed, it certainly wouldn't be me.

By submitting pieces to different verticals, I was able to make a lot of contacts within the HuffPost staff. I used my business savvy to play my position to the best of my ability. I wrote on every topic I could formulate an opinion on without incriminating myself. I got invited to speak on HuffPostLive multiple times. At first I treated HPL as a public access station. In the beginning stages of the site, everyone was finding their footing. Their production staff laughed at me when I told them I'm a whistleblower and left it off my on screen title. I felt insulted and decided to retaliate by fucking with their on air talent. To this day, I'm sure Alyona still has reservations about my sanity (or at the very least, my intelligence). It wasn't until last month that I noticed they were finally making a respectable product. Today, watching HuffPostLive is one of my favorite things to do during the week.

Shop Gaiam's Fair Trade Marketplace, and make a difference with every purchase.

Scientology
I was in school. I had a job. The media was finally opening their eyes. Anonymous was opening my eyes to the atrocities and inequalities in the world. I was learning how to utilize my skills to assist with the movement. I finally felt comfortable that I was on the right track and would be able to beat the banks. Unfortunately my first piece for the HuffPost, an overview of the CFPB's proposed mortgage regulations, got me fired from my job. I was told labeling myself as an Occupy Activist was not in line with the political leanings of the firm. None of my work would matter if I couldn't pay my bills and ended up on the street. Desperate for money, I took a job with the only company that would hire a guy with my legal problems and credit history: a Scientology-owned company.

I know Scientology is dangerous, and I knew my affiliations with Anonymous wouldn't be looked upon kindly, but I needed to pay my rent and afford food. I figured I was already in deep enough shit so fuck it...adding another log to the fire couldn't possibly hurt. I gave the Scientologists all of my personal information and accepted the position. While working there, I found myself socializing with the Scientologists. I took the time to learn their perspective. The individual people themselves were no different than people I met from any other religious group. I spent the end of 2012 and beginning of 2013 partying in the Scientology capital of the world. I lived among them like Jane Goodall with the chimps. One of these chimps was Matt Acker, a kid who idolized me for my position in the media and associations with Anonymous. He dreamed of a career in the media and asked if he could come with me out to California to "ride (my) coattails for the rest of (his) life." At the time, I didn't fully understand the dangers posed by the general public because of my position in the world so I told him that would be ok.

Free eQua® Mat Towel on Orders $150+ from Manduka with offer code MAMASTE

Yoga,Van Dwelling, and Writing
By the start of 2013, I readjusted my plans. I realized my $9/hr job couldn't provide a sustainable lifestyle. I signed up for a yoga teacher certification training. I bought a van and moved out of my apartment to save enough money to move out of Florida and head to California, where the future of our society will be determined. I updated my resume with my work at the Huffington Post and used it to get paid work as a freelance writer. My time was divided between school, work, volunteering at the yoga studio, my yoga practice, renovating my van, writing, and lending my skills to Anonymous whenever I could.

Despite eventually being the target of occasional "random" stop and searches by the Clearwater PD, most notably on November 5 (Guy Fawkes Day) to search my backpack for my Anonymous mask attempting to entrap me via a sting operation, I once again felt comfortable that I found a way to move forward with my life, pay my bills, and beat the banks. I quickly built a name for myself as a writer and networked my way into meetings with national publications, including a shot at a position with XXL magazine, a publication I wanted to grace the pages of since Eminem's beef with Benzino and The Source when I was a kid. I was riding a high, but as my life normally goes, it wasn't destined to last...

The Great Weekend Sale- save up to 70% off weekend hotel stays from Hotwire.com! Offer valid May 1st through May 31st.

The Dog Tag Incident
On April 11, 2013, I accepted an invitation from Matt to hang out at his house and play some video games. Soon his friends arrived and we were all getting stoned. I remember Matt passing me the bong and the next thing I knew I had blacked out. What happened from that point isn't your business yet as it is only conjecture and guesses at this point, but it led to me being roughed up by the Clearwater Police and thrown in the back of a squad car with nothing but my shorts and iPhone. I adjusted the handcuffs and banged on the window to ask for air, leading the police officers to open the door and continue causing physical damage while I enjoyed the brief few seconds of fresh air. I was taken to Morton Plant Hospital, where I was violently removed from the squad car and forcefully strapped to a gurney, pulled into the emergency room, and admitted against my will under Florida's Baker Act.

While strapped to the gurney, a member of the hospital staff pulled out a needle to inject me with drugs. I calmly explained to the man taking my information that I'm afraid of needles and don't like drugs. I pleaded with them to not inject whatever drug was in that needle into me. I was told I have no choice and was drugged against my will. I was then put in a private room (still strapped to the gurney and unable to move) where 2 men stripped me, put my penis in a Tupperware container, and told me to either pee in the container or I would have a catheter shoved into my penis. I calmly explained to them that I've never in my entire life taken a piss while lying flat on my back, much less with another man holding my dick while another man watched. I asked if they could release one of my hands to allow me some semblance of control and was denied. I then asked if they could at least re-position me into a sitting position so I could produce the urine they needed. They reluctantly agreed.

I woke up the next morning hooked up to various monitoring machines. I was given breakfast and a psychiatric evaluation by a nurse. I answered all of his questions but was refused any answers to my own questions. I fell back asleep and woke up again in the afternoon to find lunch near my bed. I was evaluated by another member of the staff who again refused to answer any of my questions, but allowed me to detach myself from the machine to use the bathroom. I was then moved out into reception area where I was given my final evaluation by the psychiatrist on staff and cleared for release. I was given my phone and shorts along with a pair of socks and a shirt that had been donated to the hospital and told I was free to leave. Not understanding what happened, I texted Matt to ask for a ride back to his apartment complex so I could get my van. He called me back to inform me I wasn't welcome and to never contact him again.

I walked 2 miles with no shoes to another coworker's house who gave me a ride back to my van which was unlocked and had been sitting there all day while I was detained against my will. I found my laptop damaged, along with many of my other belongings. Some of my belongings, including a batch of freshly harvested marijuana I had and one of my dog tags, was missing. If you've ever seen a military dog tag, you know that the clasp doesn't just fall open. Someone had clearly stolen it. It has my name, social security number, blood type, and religious affiliation (No Rel Pref) engraved on it. It's akin to identity theft. I mustered up every bit of compassion I learned from my yoga training and contacted Matt to kindly ask for my belongings back. He responded with threats.

The next day (Saturday), I showed up to the Scientology owned business I worked for to work my weekend shift, but was unable to enter the building. I noticed a van of one of the Scientologist employees following me. I felt unsafe, so I left the area. On Sunday, I showed up to White Orchid for a chanting and meditation session with Ally, where I recounted some of the details of the previous day. Ally repeated the words I heard over and over since becoming a whistleblower: she told me to keep my head down so people won't judge me. I knew immediately my time with Ally was coming to an end. The next day my feeling was confirmed when I got an email from the owner of Ally's studio telling me I'm a danger to the students and I'm no longer welcome at the studio.

FREE Unlimited Ground Shipping at TigerDirect.com!

Returning To Anonymous & Activating Homeland Security
I parked my van at St Petersburg College, where I was attending school to try and piece together what was going on. I lost everything I built in Florida and finally accepted that the only people I'll ever be able to trust are Anonymous and the media. I caught people following me. To this day I still don't know whether it's the banks, the government, or the Scientologists. Out of options, I took my story to social media, posting the phone numbers of the Clearwater PDMorton Plant Hospital, and Matt Acker in an attempt to find answers and get my dog tag back so I could regain a sense of comfort.

In taking my story to the internet, the hive of Anonymous responded with messages of support. People were headed out to the SPC campus to assist me. This rubbed the government the wrong way, and I soon found myself surrounded by 5 oddly well-trained police officers. They took my iPhone, questioned me, and searched my van for weapons. When my phone was returned to me, I noticed the "police officer" searched through my email and left it on an email confirmation I received a week prior for a link I posted to my Facebook page of my HuffPostLive appearance from a week prior, where I gave a workable solution to the housing crisis. To mock the false bomb threat Bank of America filed against me to get me labeled a terrorist, I stated I'm dropping a bomb on HuffPostLive. I don't know if the "police officer" found the terminology as funny as I did, but he certainly went out of his way to show me he saw it. The officers had me dump the 1/2 ounce of marijuana I had in my van while they turned their backs, then they forced me to leave the parking lot before the Anons came to my aid.

I spent the next 3 days on the SPC campus, making sporadic movements and doubling back in order to catch people following and watching me. At various times throughout the week, I caught over a dozen people watching me. I had no way of knowing who they were, and still people were refusing to give me answers. At one point, a security guard who was shadowing me told me his cousin works for the Secret Service office in Tampa and that they had agents flown in that weekend. As soon as I received my last paycheck from the Scientologists and the refund of my teacher training deposit from Ally, I decided it was time to leave Florida.

Turn your purchases at 1800AnyLens.com into rewards!

Leaving Florida
The trip from Florida to Arizona was filled with sights, sounds, and scenarios I never would've believed if I wasn't there to experience it for myself. I wish I could tell you everything that happened, but you wouldn't understand anyway. By the time I reached Houston, I was again stopped by 5 police officers. This time, they were much more friendly than the previous time in Florida. Despite their smiles, they tore up my van and confiscated my remaining marijuana, grinder, and a bowl I lost the prior week in Florida (with one officer even saying "Here's the pipe you lost last week").

Tired of being surrounded by uncertainty, I demanded to meet whoever is following me. The next morning, two random strangers introduced themselves to me. I followed them to a hidden area under a highway where we broke bread and got to know each other a little better. We traded pleasantries, and they were kind enough to show me their masks, gloves, and regale me with stories of their creative uses of duct tape and vans. Whenever my questions crossed a line, they reminded me there are some things in life I'd rather not know. I still don't know who they are or who exactly they work for, but I know they could have easily killed me or tortured me and left me there to die. That they didn't harm me and instead chose to hang out at least let me know that while my freedom is merely an illusion, there are powers watching my back.

10% off Candy by Color section code "colors"

Moving On/Solving The Puzzle
It's been nearly a month since the fiasco in Florida that forced me to leave early. I still don't have any real answers, but I know I'm past the point of no return. I know the choices I made over the last 2 and a half years placed me in the center of a lot shit. I know I've seen behind a lot of curtains I had no business seeing behind. I know my name and information is on the tables of a lot of powerful people. I know my mission to change the world is working. I know I'm gaining traction with my nonviolent revolution. I know I have more power than I ever imagined possible...

I don't know what's going to happen, but now that I've had time to get my mind straight and deal with everything I've seen over the last month, I'm going to come out swinging. The rules may have changed, but the game is still the same.

I will not be swayed by fear. I will not keep my head down. I started my journey with the goal of taking down the largest bank in the US in order to arm my fellow citizens with the knowledge necessary to end the corruption that has plagued our society for as long as I can remember, and I will not fail.
Because We are Anonymous...
We are legion...
We do not forgive...
We do not forget...
Expect Us...


Brian Penny (aka Versability) is a former business analyst at Bank of America turned whistleblower and freelance writer. He documents his experiences traveling, working with Anonymous, practicing yoga, and fighting the banks on his blog.


Brian is a frequent contributor to MainStreet.com, Lifehack, HardcoreDroid, and various other publications throughout the web.

Thursday, April 25, 2013

A Brief Message From My Sponsors...

My transition from banker to whistleblower to writer has been a long one.  I've had a lot of highs and lows.

Along the way, I managed to pick up a few sponsors.  In the interest of transparency, I want to introduce you to a few of my sponsors so you know who is supporting me.  These are the people who put food on my plate and allow me to continue my fight against the banks.  If you enjoy my work, please show your support by visiting one of the companies below.


1. Manduka

Manduka is a yoga company I started working with earlier this year.  I love their Eko mats.  They're tough, comfortable, eco-friendly, and look amazing. Everyone at Manduka has shown me love and support in my projects.  If you have any interest in yoga, please click the banner below to shop around at Manduka.com...

Manduka Never Stop Drying - 2013


2. Starbucks

There's a chance you may have already heard of this fledgling mom & pop shop.  What I love the most about Starbucks is their ethics.  They offer one of the most fair pay/benefits packages in the restaurant industry.  They support third world countries by paying above fair market value for their coffee beans.  Also, their Pumpkin Spice Lattes are one of my favorite things in the entire world.

If my writing bores you and you need a pick me up, click the banner below to head to Starbucks.com and tell them Brian sent you...

Starbucks


3. Tazo

To be perfectly frank, I don't drink coffee too often.  I prefer tea (vanilla chai lattes are my favorite).  Tazo tea not only makes amazing tea, but they have really cool brewing equipment and accessories.  If you're anything like me and love you some tea, click the banner below to visit tazo.com...

Tazo


4. Tiger Direct

I'm a tech geek.  Tiger Direct is one of my favorite websites to find electronics.  There's no better place online to find great deals on computer parts and equipment.  The below banner showcases the deal of the day, but there's tons of amazing deals.  Click the banner to check them out...



5. iTunes

While I don't have the working relationship with Apple that I do with reps at the above companies, I do still receive ad revenue from the iTunes store. Click the banner below to check out the latest free TV episodes available on iTunes...




6. Google & Amazon

Like any other blogger, I also have access to the Google Affiliate and Amazon Associates programs. Click either link below to shop at these online retailers...







This is how I make my living.  You'll see links from these companies (and more as I continue progressing my writing career and building relationships) throughout my blogs.  If you like what I do, please feel free to show your support by shopping with these outlets...

I have a lot coming down the pipeline this year.  I'm expanding my portfolio.  In addition to my current gigs with Huff Post, Main Street, Gaiam, MindBody, and more; you'll soon be seeing me published in magazines, books, and online reviewing tech trends, analyzing stocks, reviewing music/TV/games/books, and more.  It's been a long road to freedom and success, but I made it and will continue pushing.  They may knock me down, but they'll never knock me out...

Honesty...Transparency...Compassion...

Stay tuned...because we're just getting started...

#ExpectUs

Namasté


About The Author: Brian Penny is a former business analyst at Bank of America turned whistleblower.  He documents his experiences van dwelling, working with Anonymous, training to be a yogi, and fighting the banks on his blog

Wednesday, March 27, 2013

Van Renovation: Replacing Van Carpeting with Wood Flooring...

Two months ago I bought a 1999 van and moved in.  I've been living in it ever since.  I'm writing the long form version of the story on a variety of blogs within the media, but long story short, it's both voluntary and the best decision I ever made...

I lost a lot of the beginning pictures while planning the renovation, but I do have pictures of my first van project, ripping out the disgusting 13 year old carpeting that came with it and replacing it with a tile floor made out of Manduka yoga mats.

In the process of doing so, I contacted Manduka to discuss the project.  In return they invited me to join their affiliate program, which entitles me to offer special discounts to my people. Save $15 on orders $125+, $25 on $150+, and $50 on $250+ from Manduka with offer code SPRING.  I get a commission from your purchase, so it's a great way to show your support.


Here's how the flooring renovation weekend went down:
Stains, rusted bolts, dirt...ugh...
Holes where the seat brackets and belts were bolted to the floor...
The foam under the carpet which smelled like urine
The rust underneath the carpet and foam...
Everything gutted except the seatbelts...
The seatbelts bolted to the ground...

Removing the bolts from the floor...gave myself an abdominal hernia, but well worth it...thanks to yoga binds for keeping me alive until I can afford surgery... :)
Duct Tape and spray insulation to fix the holes and fill the ribs in the floor...
Wood doesn't all match, but whatever...it's being covered...
Making full use of Home Depot's free flooring samples...
<the eKO® Mats from Manduka >

Flooring pre-duct tape...
Using Home Depot Samples to fill awkward spots...
Weighing down the floor so the spray foam doesn't push it up

Finished (for now) wood flooring...
Only thing keeping me from putting the mats down now is getting a hitch mounted bike rack to get the floor clear...1 more week...

Had to take the mask off to work, but Anon watches over me...
Light in the darkest of times...the lamp in my van...

Brian Penny is a former business analyst at Bank of America turned whistleblower.  He documents his experiences living in a van, working with Anonymous, and fighting the banks on his blog while training to be a yogi under Ally Ford.

Tuesday, February 26, 2013

Land of the Free? A Nonviolent Manifesto

Can I truly be free if another human is afforded a freedom not granted to me?

This is a thought I pondered this week while watching the Dorner v LAPD manhunt unfold. I watched it on all the mainstream news sources, along with Twitter. What I witnessed was the LAPD, one of the most recognized law enforcement agencies in the US, effectively blacking out the media on every front as they cornered and killed their whistleblowing colleague.

This got me thinking…

I realize people may be of the opinion that Operational Security was necessary in Dorner’s situation. We don’t disagree at all. In fact I completely agree, and that’s why I feel Operational Security is a freedom that should be granted to each and every American citizen so we can all be as free as the LAPD.

We should be allowed privacy when conducting our personal business online…

The boundaries and rules presented to us online should match our idea of personal privacy.  I, as a free human being, should be granted the level of privacy I deem appropriate for myself.  I understand the LAPD needs privacy for tactical reasons.  Peoples’ lives are at stake.  That’s the job.  If those men are granted the freedom to perform their business in privacy, why can’t I be granted the freedom to perform mine in privacy?  Should the environment created by a person’s chosen profession be allowed to dictate the freedoms that person is granted?  I don’t see how we can allow that while claiming to believe in equal rights.


Allowing that privacy to the LAPD impeded on the media’s freedom of speech.  Manipulating the media affected my community and impeded directly on my freedom of knowledge.  I wanted to be free to watch this story unfold at my pace.  I never would have known about any manhunt if the LAPD didn’t say something.  I don’t track California crime statistics nor have eyes and ears on the streets of LA.  That story was presented to me as a member of the general public because the powers that be wanted our assistance.  Now suddenly we can’t know certain aspects?   Look, homies, I didn’t ask to know about Dorner.  You involved me.  You gave up the right to privacy when you made the story public.  You can’t pick and choose your privacy settings if I can’t.

Unfortunately that’s exactly what happened. I can’t change that law enforcement was granted that freedom. But now that I witnessed other men enjoying that freedom of privacy, I want it. I want CISPA and all other government and corporate monitoring programs gone. I want my digital presence on and offline to be free. Why wouldn’t you want that freedom too? Why would you allow our government to access the thoughts we share in private online while they keep everything from us? Why aren’t we all granted a “need-to-know basis” zone for us to decide the boundaries of? Why don’t I have the level of control over my privacy that was granted to the LAPD? What makes them better than me?

Freedom is the foundation of this country we live in.  If every person currently in existence isn’t granted the same level of freedom, how can any of us ever truly be free?

Another Form of Positive and Peaceful Change…

While I pondered these ideas of freedom, I came across the same theme at my yoga studio. White Orchid is taking part in a worldwide event called Yoga Stops Traffick on March 9, 2013 to raise awareness for human trafficking. While I’m helping Anonymous defend our digital freedoms, I can also contribute to the physical freedoms of other people.

As Coni Papas (the owner of WO) puts it, "We live in a world full of horrible atrocities.  It’s our responsibility to shine a bright light on them.  Awareness is the first step towards change.  YST is a worldwide event to shine a light on the reality of Human Trafficking around the world and even here in our own back yard.”  The situation is win-win.  If you enjoy the perception of having freedom of thought and action, how can you stand idly by knowing another human being just like you doesn’t enjoy that same freedom?

What I love about yoga is the passion in its simplicity. All of this bullshit created by the powers that be melts away. I focus entirely on myself. I’m living in the present with my body and my breath. Nothing else matters. My yoga mat is my comfort zone, and within it I’m free. That’s why on March 9, I’ll be at White Orchid with Coni, Calley Mason, and others contributing the important step of raising awareness to human trafficking in India and raise funds for Odanadi. Along with other yoga students, we’ll be dedicating 108 sun salutations to the collective consciousness. We’ll focus on others by focusing on ourselves. If you’d like to contribute to the energy or maybe just want to bring a donation to watch bendy broads in tight yoga pants, you’re free to join us wherever you are in the world to help contribute to another person’s equal freedom…

Calley, who just returned from a month-long trip to India, is as passionate about the physical freedom helped by the event as I am about digital freedom.  We all contribute to freedom in our own ways.  Calley shared some words of wisdom with me about the event:

“I’m really happy that yoga students and teachers, yoga shalas and studios from all over the world, have been participating in this event; and will continue to do so this year.  All of us yogis have a deep connection no matter what type of yoga we do, no matter how some have changed the practice, the roots of our yoga are in India.  Our practice has become our lifestyle, our passion, our discipline; it helps us lead richer lives.

So if we can help raise awareness for something so horrible; something that’s so prevalent in India, our yoga Motherland, all of us yogis are on board and want to help!  Hopefully this event will spur yogis and studios around the world to also take a closer look at what is happening at home.

Big surprise!

We certainly were shocked when we learned that human trafficking is taking place right here.  Pinellas County actually has a task force with real cases and assignments.  What – here?  In the U.S.?  In Florida?  In Pinellas County?  In 2013????

Wow.

So in our efforts to do some good…we’re shining a light on a very unseen and virtually unheard of problem in our own neighborhoods. This year White Orchid Yoga will be splitting the money raised at our Yoga Stops Traffick event with the Odanadi Seva Trust in India and our Pinellas County Human Trafficking Task Force! Eyes have been opened…”

The point of it all is freedom.  We should all have it equally no matter who, what, when, where, why, and how we were born.  Find every way you can to fight for freedom, whether it’s yours or that of others…

Because we all deserve an equal quality of life...

…Namaste…

Brian Penny is a former business analyst at Bank of America turned whistleblower who spent the last 2 years helping regulators and attorneys uncover the largest bank and insurance fraud in history. He documents his experiences van dwelling, working with Anonymous, and fighting the banks on his blog. He’s currently in the Tampa Bay area attending school, assisting homeowners and attorneys, and practicing yoga with the guidance Ally Ford.

I Am Bradley Manning...


Some people call me Brian Penny…

Others know me as Versability…

I’m a bank whistleblower and Anon supporter…

The retaliation I faced at the hands of Bank of America could’ve ruined my life or convinced me to end it.  Thankfully people like Bradley Manning, Julian Assange, Anonymous, and others blazed a trail for people like me…

I lost everything blowing the whistle, but the thought that keeps me pushing and fighting every morning when I wake up is realization that at least I still have my freedom…

I wanted to give up so many times.  Accepting that I’ll likely share Gary Webb’s fate made me hesitate at times in my life when I otherwise wouldn’t have.  I still break down in tears for no reason sometimes thinking about my experiences as a whistleblower.  I don’t sleep much anymore.  I get anxious around people now.  My trust issues ruined many of my relationships.  Paranoia becomes a way of life when the only people you trust wear masks…but at least I still have my freedom…

The torture that Bradley Manning faced for blowing the whistle disgusts me.  I can only imagine what he’s going through, and I’m almost a decade older.  It’s a strange feeling looking up to someone younger than you.  It angers me that more people know or care about Lindsey Lohan and Chris Brown’s exploits than Manning’s.  I’m furious that football is so much more important than justice to the American populace.  The best Bradley can ever be is the 3rd most famous Manning in our society.  It bothers me that everyone chants change at Obama while allowing him to hold a hero hostage.  Something is wrong with our country, and we should be ashamed of ourselves…

I am Bradley Manning…

…Who the fuck are you?

Brian Penny is a former business analyst at Bank of America turned whistleblower who spent the last 2 years helping regulators and attorneys uncover the largest bank and insurance fraud in history. He documents his experiences working with Anonymous and fighting the banks on his blog. He’s currently in the Tampa Bay area preparing to live in a van and training to be a yogi under Ally Ford.

Saturday, January 5, 2013

Rebirthday


Clearwater, FL Today’s the 2 year anniversary of my rebirth.  On January 5, 2011, Bank of America called the Chandler Police Department, falsely accusing me of a bomb threat and labeling me a terrorist.  Two months later I discovered the power I wield when I cost the bank billions on Black Monday.  Ever since I realized my potential, I held back…and it took a long journey within to discover why…

I held back because I understand on many levels the damage I’m capable of…

Fear of unleashing my power against the banks left me off-balance, so I’m devoting myself to the study and practice of Ashtanga yoga.  Now that I have a voice in the media, I have no more reason to fear wielding my true power.  My rebirthday reminds me to find my center and nurture my power.  It’s something I feel every person should do, but even now I have a tinge of anxiety thinking about what’s going to happen to the world when I find my balance and begin pushing full force.  All I know for sure is I’m already in the history books, and I’m destined to continue reshaping this world.  I can’t atone for the effects of those changes.  Human history tells me there’s nothing my non-violent revolution can do to stop violence.  I still intend to wield the power of non-violence in today’s class war.  I can only be the change I hope to one day see…

I'm starting a new semester of law classes.  I begin my Mysore practice at White Orchid.  The buzz around Force-Placed Insurance is building.  It was listed by Insurance Journal as one of the biggest stories of 2012, and Law360 is calling it the regulation to watch in 2013.  My 2 years of working for free and watching the world around me drastically change are about to start paying off in actual money.  The most important part is I learned how to define myself as a whistleblower without letting it define me.

In 2012 I struck out with 2 comedy legends (Doug Stanhope and Roseanne Barr), met with regulators across the country, and lobbied for several pieces of legislation.  I consulted on class actions and hearings, helped with political campaigns geared toward enacting actual change in the system (neither candidate won), and told my story to an upcoming filmmaker while meeting one of my personal heroes; Lisa Epstein – The foreclosure nurse who helped me in my darkest hours. 

I moved across the country with a bank employee, hit rock bottom (this time without the nervous breakdown) while couch surfing in Miami, started school while sleeping on a floor in Clearwater, fell in love with a girl, got my heart broke by said girl, appeared in the New York Times and Huffington Post (where I’m now a frequent contributor), all the while working several dead end jobs in order to pay the ever piling bills.  I helped a friend through the death of his father, walked tens of thousands of miles, bought a bike which turned out to be just like riding a bike, and biked a thousand miles, once again became estranged from my mother, left my poor cat with my parents L, and sold pretty much everything I own…

That was last year though…

All I care about for 2013 is my schedule…my goals…my vision board…my bubble…my dream…my world…

I won’t have much free time over the next couple of months.  I’ll be working and going to school full time again.  Whatever time that’s left will be dedicated to sleeping, eating, meditating and yoga, in that order.  I also have foreclosure and LPI cases to read, and I’m facing a waterfall more in the very near future.  There’s a lot on my plate this year, but there’s a lot that’s going to come out of it.

My rage against the insurance and banking machines is coming to a boil.  Attorneys, journalists, activists, and well…yours truly...are anxiously awaiting regulations stemming from my work with Anonymous and Occupy.  I've come a long way, but the battle is far from over.

As my 2nd rebirthday comes and goes, I remember how far I’ve come and how many people helped me and held me up through the hard times.  I can’t help but smile and bask in the warmth of gratitude for everyone who believed in me and gave me a chance when the majority of the world turned its back on me...

Namaste...

Brian Penny is a former business analyst at Bank of America turned whistleblower who spent the last 2 years helping regulators and attorneys uncover the largest bank and insurance fraud in history. He’s currently in the Tampa Bay area preparing to live in a van and training to be a yogi under Ally Ford.




Wednesday, January 2, 2013

The Boy Who Cried Insurance Chapter 2B: Cruel Summer


"I wouldn't recommend sex, drugs or insanity for everyone, but they've always worked for me." Hunter S Thompson


May 17-21, 2012 - Cochise County, AZ - Benjamin Lawsky and his New York Department of Financial Services put the banks on the hot seat in day 1 of a 3 day livecasted hearing on Force-Placed Insurance.  I wake up practically giddy to watch this obscure financial video, eat breakfast, smoke a few bowls, and grab my coffee.  Realizing I'm one of only a handful of people in the country that even understand what they're talking about and I've already been away from the company for over a year and a half, I decide after the consumer testimonies to transcribe the remainder of the hearings.

These hearings were everything I worked for over the last 2 years.  Lawsky and his team held very few punches.  They brought executives in from GMAC, Chase, Bank of America, and other loan servicers, and questioned their financial reports with great scrutiny.  They publicly confirmed everything I submitted to the 50 State AG's Coalition.  They questioned some of the issues I brought to light with the document leak through Anonymous.  They illustrated specifically how the banks and insurance companies colluded (and continue to collude) to abuse the insurance clause of any collateral loan (home, car, boat, etc) to increase payments and force a repossession.

Everything is publicly available now.  Working independently, I'm able to move faster than everyone else.  I post my notes on this blog almost immediately after each hearing.  Because of this, my notes are noticed and distributed deeply into both sides.  Birny Birnbaum makes the banks look foolish on the stands by referring to charts and graphs disputing everything the banks say.  I confirm everything from my bed in my underwear while smoking out and sipping my coffee...

I didn't realize the banks were watching me at first.  It wasn't until the next day I noticed it.  There were 2 notes I made while mocking the executives from QBE and Assurant during their testimony on day 1.  The slick NY Chase representative made a point to correct both of these notes in his testimony on day 2.  That told me the teams from the banks were watching me very closely.  It fueled my desire to continue calling them out.  It made me realize I was lazing around in my parent's house looking like a complete failure in some small town on the Arizona border...but on Wall Street the largest players in the housing and lending industries are still dedicating resources to watching me a year and a half after I walked away from my job.  By attacking me then empowering me, the banks made a mistake I won't let them walk away from.


June 2012 - I've touched base with everyone involved in Force-Placed Insurance.  The ball is rolling in every direction.  My one-man blitz against Force-Placed Insurance built a sustainable buzz.  The media is constantly talking about the industry.  My name is next to Birny Birnbaum and J. Robert Hunter as an expert in the field.  I've got less than a month left in Arizona.  I'm enrolled in a legal studies program in Florida for the fall semester.  The plan is to become a foreclosure defense attorney so I can utilize my expertise to help homeowners (although fate would change this plan by the end of the year).  My life is on cruise control while I wait out my final month in the desert and tie up any remaining loose ends.

Anonymous is growing as well.  Parmy Olsen and Biella Coleman are studying them full time.  I'm curious to one day know how deep these 2 have truly gone into the rabbit hole.  There's been such a revolving door of Anons that without even meaning to, those 2 have more influence on the hive than I think they realize or intend.  I have to make a mental note to inquire about that next when our paths cross off the record.  I decide to start delving further into Anon, contacting Parmy and explaining my perspective.

I'm too broke on Father's Day, so I give my proud Conservative-Leaning Army Veteran Dad a different kind of gift.  The prior night, Rosanne Barr gets on Twitter and decides to berate several prominent members of Anonymous.  I heard she has Michael Moore filming her Presidential run, and I figure she's looking to add some drama to her story.  After scrolling through 3 days of her timeline to read her tirades about men being the root of all evil and watching her berate people for no reason, I decide to take her out. I log into an Anon account and provoke her, leading her to spend the next 2 days screaming about it.  At some point in the night, Peter Fonda decides to put his 2 cents in.  Peter's only got 1500 followers, so I know he's going to read whatever I respond.  I let him know Jane Fonda is a bitch.  The next morning I show my Dad what I made him on my laptop.  The look of pride on my Dad's face as he told his Vietnam War Veteran's group what his son did was worth more to me than anything I've gotten for fighting the banks thus far...

In July, I take a road trip to Florida with a bank employee, get coked out on South Beach, and hit rock bottom again...but it's the shit piled on us that makes us grow...

About the Author: Brian Penny is a former business analyst at Bank of America turned whistleblower who spent the last 2 years helping regulators and attorneys uncover the largest bank and insurance fraud in history. He documents his experiences working with Anonymous and fighting the banks on this blog and is a contributor to The Huffington Post. He’s currently in the Tampa Bay area working on a legal studies degree, preparing to live in a van, and training to be a yogi under Ally Ford.